Difference between revisions of "Category:Housing affordability"

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(Current zoning regulations in many Western countries restrict freedom of choice)
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{{cat header| default.png |Housing affordability| Please insert a brief topic summary here (take from the summary on the the topic page). }}
Various issues are believed to affect the availability of '''affordable housing''', although the exact effects are subject to debate:
* Building costs. [[Prefabricated building|Prefabricated housing]] is one way of reducing costs.
* Supply issues:
** Land release. When more land is made available for [[Land use|land]], this increases supply. However, meeting demand in this way adds to [[urban sprawl]] and makes [[transport]] more difficult. Limiting land release, according libertarian/conservative commentator {{WP|Wendell Cox}}, is a major contributor to housing becoming unaffordable,[http://www.heritage.org/Research/SmartGrowth/bg1999.cfm] and this is quite logical. If land release is limited for reasons of [[sustainability]] and conserving the local environment, it is even more critical to deal very strongly with other factors affecting affordability.
** [[Housing density]]. Higher density housing uses less land per residence (or per resident), which should reduce cost substantially. In theory, higher density housing can be cheaper, and allow for cheaper provision of services and [[public transport]]. Higher density housing in the form of apartments and terrace housing also has the potential to have lower heating and cooling requirements, if properly designed (an advantage for both affordability and [[sustainability]]). Local regulations often prevent this however, through, for example density caps, height limits, {{WP|Floor Area Ratio}} and requirements for housing setback. These may have come about due to legitimate concerns, but could arguably be solved in other ways with less restriction on density, thus less restriction on housing supply, and potentially/theoretically lower housing costs. As some of these regulations are often met through landscaping, they do not actually increase the proportion of usable open space.
* Local pressure groups often defend these regulations. There is a problem of differing interests, in that existing residents already own houses and thus do not feel the pressure of housing affordability. In contrast, they may wish to avoid change and the risk of negative change, and to maintain or increase their housing prices. Sometimes arguments are made that young people should buy houses on the fringes; however this is a serious restriction to people's freedom.
== Freedom of choice ==
Issues of the free market are unavoidable. Commitment to free market solutions clearly informs some of the arguments above - Wendell Cox, for example, is a strong advocate for the free market, and argues for the freedom to own and drive cars, and to buy land at urban fringes rather than be restricted by urban growth boundaries. Critics consider the economic problems here to be:
* Externalities associated with individual behavior which does not lead to the most efficient group behavior. This comes down to whether cars or public transport are more efficient in time and [[energy]] use - the opposing viewpoints tend to disagree on the evidence on this point.
* Environmental impact. The example of {{WP|Nantucket}} has been given to illustrate that development restrictions can be effective in protecting an area of great beauty, but at the cost of very high housing costs, and many local workers having to commute from well outside the area. This may be acceptable in rare cases of exceptional beauty and environmental value such as Nantucket, but the inequity and hardship suggests that it should not be acceptable as the general case.
* Current zoning regulations in many Western countries restrict freedom of choice through {{WP|zoning}} regulations which restrict housing supply and prevent medium density, mixed use developments. Supporters of {{WP|New Urbanism}} in particular make these arguments.

Revision as of 09:54, 4 July 2010

Pages in category "Housing affordability"

The following 6 pages are in this category, out of 6 total.